So, all in all a productive day, but I'm feeling tetchy, antsy, like I want to trade my "success" for fun or something which long term makes my soul go yehhhhhhhh!!!!!
So here are the results!
1 - I streamlined all my financial info into one file (or maybe I did that before my last post??)
2 - I successfully signed on today = £80 to pay back dad with
3 - I got a job through til Fri and popped into the agency (which I think was instrumental). At least £250 into my account after tax and all ..
4 - Will have £40 to give pa and have purchased H's present (all thanks to moneys coming in)
5 - I finished Martin Lewis' book and did some research about where to find 0% credit cards. Next step is to write a criteria list and start ticking off.
6 - Ah - got a tutoring gig for Thurs nite = £19.90. Will pay for H's bday meal
7 - Have two CP hosts. Both want small parties which puts a ceiling on what I can earn. £360 max at party one and £150 max after profit share at party two = a little over £500. If I find a host, would do a CP iii before Xmas, for sure!! Let's see what santa's helpers bring my way ...
8 - Thoughts to self ... just cos I'm earning doesn't mean I need to be a spend-muffin. Keep to Martin Lewis' advice of having a small amount in my wallet!!!
9 - Just cos I'm in Ilford and bored doesn't mean I have to becoem a doing-junkie .. balance life with fun stuff, yoga mindful body stuff and get excited about my planning the next step sessions. I sense the challenge of finding the work is over, so I want the lolly without having to put myself throught hte paces!
10 - I know long term that this is not what my life plan is, so I'll gently remember that, without unduly pressurising myself.
11 - I can be very proud as I'm about to earn the most this week I have all millenia!!! 150 about to be in the bank for CP (and going into my 4 per cent acct!) - 280 or so (without tax deductions) for temping - 80 signing on backlog - 20 tutoring = 530.
12 - Can take calculator to temp job to figure out what's going on with loans in my dull moments and book to scribble down life thoughts in.
13 - Know that temping with 9-5 hours and a 30 min or less commute (pref by foot) is my short term aim, with various self-employed bits going on around it.
14 - the book proposal is almost finished!! This could be a whole other profit source - advance, royalties etc.
In short, be proud !!!!! Know that my talents can translate into handsome earnings and that the lack of earnign before was because my situation was all wrong.
Monday, 5 November 2007
Saturday, 3 November 2007
the mission - preamble
So - I'm back for at least 6 weeks (or not!!) and thought it would be good to set a few goals - finance and career weighing in heavily. I feel I want these areas to have some solidity, some forward movement before running off to the next palm-treed adventure.
And I need some more lolly in the bank before there can be a palm-fringed, sunny skied anything!!!
So - what has happened so far?? Quite a few balls ups ... didn't earm £80 I thought I would from the article. I think that's OK - it's about my integrity as a writer and being true to my voice and heart. Learning point: commercial writing may not be for me! First person creative fiction is more my thang...
Failed to succeed in getting onto some market research focus groups that could have increased my lolly. Next time, use callback !
Failed to get two temp jobs that would have been do-able. I'm mainly excited about the money and the chance to get out the house and have a semi-purpose. is it a burning soul passion? Hell, no!! Admin sucks - however, reception meeting and greeting will be fine for a few weeks. Anything longer than that, I want a job I can really grow in and which challenges me and which gives me freedom. truth be told, contract work would suit me grand. Going to the ERC or some kind of psychological profiling person has gone through my mind. It might be good to have something to aim at - I see that there is a salary ceiling that gets hit with the gumtree and agency jobs and without having a "profession" and this gets in the way of mortgages and other things for "normal" life and if I could call myself something it would make getting to America easier and jobhunting easier (maybe???) Lecturing appeals a little due to long holidays and chance to transmit and research things of interest - but needs to be heart/ wisdom centred.
May have to cancel the next CP because no f*cking venue. Lesson learnt. NEVER ASSUME. Never advertise until 100 per cent sure all ingredients are in place. I think the best strategy is to be honest with all who've paid so far tmw (and promise them a refund if we don't go ahead) and do a general mail around to all on the list plus the boards plus general acquaintances. The way forward would be to package it to ready made groups at ready made venues (health spas - corporate party groups etc). I want to hold to my promise to myself of continuing with some kind of self-employed gig once I'm in paid employment.
I think those have been all the cash balls ups ...
On the positive ...
Got the best dollar/ pound rate for my currency yesterday. T's shop was the best one!! That man knows a thing or two about cash - even though I never quite understood what he was imparting!
Got a refund for somethign bought more than 28 days ago. Chased up money owed by a publisher.
Am keeping my account above zero and am having a nice cheap time watching free dvds, walking, reading library books and clearing out/ feng shui-ing my room. All useful!!
Am reading the "Money Diet". Will attempt haggling more .. have learnt to put aside half my age as a percentage per year into a pension fund.. am very jazzed up by idea of getting a few thousand out on a zero percent credit card - putting it in a high interest account, then paying it back. I think this and selling on e-bay will be my two new growth curves.
I also combined my two financial files into one today, so am feeling quite streamlined!! Another project I've been putting off for eons is how to make my existing investments work better for me.
I'm pleased as punch with my ISA. I'd like to top it up to £3000 for this year asap and know to keep watching it and to transfer once rates go down.
I noticed last night that both my old home and my current room have no feng shui money corner. Telling!? It's definitly time to turn that around ..
I have my percentage strategy all worked out once I've paid dad back - 10 per cent tssedaka, 20 % life, 35 per cent LT savings (ISA or split between ISA and pension) and 35 per cent trip fund.
I really want to get earning this week, it's time!!
By signing on on Mon, I'll make around £80 for myself. I feel it's intelligence re: what's out there getting in the way. I want to know where i can show up for random days work and get £100+ per day and be on my schedule.
The purpose of this blog is to have a place to spout what's been learnt and what's been done re: building up finance, exploring career and what next steps to have the sexy end of 07 and beginning of 08 I want. i'm the creator, so I want to know what I'm creating, then I can zoom towards it!!!!!
Getting a freebie coach was another thought - as well as resuming business meetings with myself and doing a certain no of actions per day ...
And in terms of work, life balance - this should not be an obsession!!! I merely wnat to get out of my rut and prove to myself I can earn and support myself and be wise and cash savvy. Reading Martin Lewis' book, I feel I've done damn well and that overspending by 200-300 when I go on big trips isn't too catastrophic. And when I'm living in my right place this shouldn't be an issue. I just get to the point here, where I want a life and I have to escape.
And I need some more lolly in the bank before there can be a palm-fringed, sunny skied anything!!!
So - what has happened so far?? Quite a few balls ups ... didn't earm £80 I thought I would from the article. I think that's OK - it's about my integrity as a writer and being true to my voice and heart. Learning point: commercial writing may not be for me! First person creative fiction is more my thang...
Failed to succeed in getting onto some market research focus groups that could have increased my lolly. Next time, use callback !
Failed to get two temp jobs that would have been do-able. I'm mainly excited about the money and the chance to get out the house and have a semi-purpose. is it a burning soul passion? Hell, no!! Admin sucks - however, reception meeting and greeting will be fine for a few weeks. Anything longer than that, I want a job I can really grow in and which challenges me and which gives me freedom. truth be told, contract work would suit me grand. Going to the ERC or some kind of psychological profiling person has gone through my mind. It might be good to have something to aim at - I see that there is a salary ceiling that gets hit with the gumtree and agency jobs and without having a "profession" and this gets in the way of mortgages and other things for "normal" life and if I could call myself something it would make getting to America easier and jobhunting easier (maybe???) Lecturing appeals a little due to long holidays and chance to transmit and research things of interest - but needs to be heart/ wisdom centred.
May have to cancel the next CP because no f*cking venue. Lesson learnt. NEVER ASSUME. Never advertise until 100 per cent sure all ingredients are in place. I think the best strategy is to be honest with all who've paid so far tmw (and promise them a refund if we don't go ahead) and do a general mail around to all on the list plus the boards plus general acquaintances. The way forward would be to package it to ready made groups at ready made venues (health spas - corporate party groups etc). I want to hold to my promise to myself of continuing with some kind of self-employed gig once I'm in paid employment.
I think those have been all the cash balls ups ...
On the positive ...
Got the best dollar/ pound rate for my currency yesterday. T's shop was the best one!! That man knows a thing or two about cash - even though I never quite understood what he was imparting!
Got a refund for somethign bought more than 28 days ago. Chased up money owed by a publisher.
Am keeping my account above zero and am having a nice cheap time watching free dvds, walking, reading library books and clearing out/ feng shui-ing my room. All useful!!
Am reading the "Money Diet". Will attempt haggling more .. have learnt to put aside half my age as a percentage per year into a pension fund.. am very jazzed up by idea of getting a few thousand out on a zero percent credit card - putting it in a high interest account, then paying it back. I think this and selling on e-bay will be my two new growth curves.
I also combined my two financial files into one today, so am feeling quite streamlined!! Another project I've been putting off for eons is how to make my existing investments work better for me.
I'm pleased as punch with my ISA. I'd like to top it up to £3000 for this year asap and know to keep watching it and to transfer once rates go down.
I noticed last night that both my old home and my current room have no feng shui money corner. Telling!? It's definitly time to turn that around ..
I have my percentage strategy all worked out once I've paid dad back - 10 per cent tssedaka, 20 % life, 35 per cent LT savings (ISA or split between ISA and pension) and 35 per cent trip fund.
I really want to get earning this week, it's time!!
By signing on on Mon, I'll make around £80 for myself. I feel it's intelligence re: what's out there getting in the way. I want to know where i can show up for random days work and get £100+ per day and be on my schedule.
The purpose of this blog is to have a place to spout what's been learnt and what's been done re: building up finance, exploring career and what next steps to have the sexy end of 07 and beginning of 08 I want. i'm the creator, so I want to know what I'm creating, then I can zoom towards it!!!!!
Getting a freebie coach was another thought - as well as resuming business meetings with myself and doing a certain no of actions per day ...
And in terms of work, life balance - this should not be an obsession!!! I merely wnat to get out of my rut and prove to myself I can earn and support myself and be wise and cash savvy. Reading Martin Lewis' book, I feel I've done damn well and that overspending by 200-300 when I go on big trips isn't too catastrophic. And when I'm living in my right place this shouldn't be an issue. I just get to the point here, where I want a life and I have to escape.
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